• The Original Cash For My House – Since 2006

Can I Sell With Negative Equity?

By Gary | Published: 23 Mar ’11

Special Report Negative Equity Low Equity 494x247 Can I Sell With Negative Equity?

I get calls everyday from sellers who need information about negative equity. A staggering number of UK homeowners are in negative equity in 2011.

This means you owe the bank more on your home than it’s worth on the open market. If you don’t need to sell it’s not a big problem.

But, if you need to sell, emigrate, relocate for work, downsize or move home then having no or low equity can be a nightmare.

Read my free report on how to sell in negative equity.

  • How do I sell my home in negative equity?
  • How does negative equity affect me?
  • Can I hand back the keys to my home to my lender?
  • How long can my lender chase me for mortgage shortfall?
  • Can I rent out my house in negative equity?
  • Who buys property with no or negative equity?

Name:

Town/City or Postcode

digg Can I Sell With Negative Equity?
reddit Can I Sell With Negative Equity?
stumbleupon Can I Sell With Negative Equity?
yahoo buzz Can I Sell With Negative Equity?
dzone Can I Sell With Negative Equity?
facebook Can I Sell With Negative Equity?
delicious Can I Sell With Negative Equity?
dotnetkicks Can I Sell With Negative Equity?
dotnetshoutout Can I Sell With Negative Equity?
linkedin Can I Sell With Negative Equity?
technorati Can I Sell With Negative Equity?
twitter Can I Sell With Negative Equity?
google buzz Can I Sell With Negative Equity?
Posted in low equity, Negative Equity, Negative Equity News, no equity | Tagged , , , , , , , , , , , , | Leave a comment

Help That the So Called Experts Can’t Give!

By Gary | Published: 23 Mar ’11

My wife sent me this article from The Guardian today.

It’s from a series called Ask The Experts: Homebuying.

Divorce and Your Home Help That the So Called Experts Cant Give!

Divorce and Property Are Not An Easy Mix

Are You Experiencing Problems with Your Home Because of Divorce or Separation?

Unfortunately, this so called ‘expert’ answering this question about her home in a divorce and how hard it is to remortgage doesn’t seem to be able to give this woman any help whatsoever, other than telling her what she already knows!

This is a situation that it’s easy for me to help with, even if this homeowner has little or no equity in her home.

It’s Not Rocket Science – You Just Need an Actual Expert, Not an Agony Aunt

There is a very simple solution that will allow her to do what she needs to do. If you’re in a similar situation with divorce or separation and problems with your home or mortgage lender, let me know!

Click Here to contact me Now

Here’s the article in full from the Guardian 23rd March 2011:

Help! I can’t get a mortgage following a relationship split

guardian.co.uk, Wednesday 23 March 2011 06.15 GMT

Question

I jointly own two properties with my ex partner. I am living in one with my current partner and our baby daughter; the other is rented out.

My ex and I are currently resolving the financial split of the two properties. What I want to do is sell the one in which I live (using the profits to pay off my ex partner) and have the joint mortgage for the rented property transferred into my name only.

Unfortunately, my lender won’t let me remortgage the rented home solely in my name. Although I have joint-owned it for 11 years, and the property has been rented successfully for more than five years (without mortgage default), they say I have to sell it. I have tried to find a mortgage elsewhere, but my current low salary and recent poor credit history mean I cannot find one.

My argument with my lender was as follows: the property has been rented for five years with no difficulty paying the mortgage, so why not continue the same way but in my name? They say sell, but my view is that if they offered me a mortgage and the worst came to the worst, I would have to sell some point down the line – so the result would be the same and they wouldn’t lose out either way.

As it stands myself and my family face being thrown off the property ladder (in fact losing two properties) without much prospect of ever getting back on it. NH

Answer If you are planning to move into the property currently being rented out, there will no longer be any rent coming in to pay the mortgage. This prospect will not please your lender, especially if an assessment of your income has shown you won’t be able to afford the mortgage on your own without the rental income and/or without the income of your ex partner.

As your lender seems unwilling to budge on allowing you to take over the let property, you need to find an alternative. If you were to sell the let property would the sale proceeds be enough for you to buy out your ex-partner’s share of the house you are currently living in? If they were, and your lender was willing to let you take on the mortgage on that property, you wouldn’t face being thrown off the property ladder.

digg Help That the So Called Experts Cant Give!
reddit Help That the So Called Experts Cant Give!
stumbleupon Help That the So Called Experts Cant Give!
yahoo buzz Help That the So Called Experts Cant Give!
dzone Help That the So Called Experts Cant Give!
facebook Help That the So Called Experts Cant Give!
delicious Help That the So Called Experts Cant Give!
dotnetkicks Help That the So Called Experts Cant Give!
dotnetshoutout Help That the So Called Experts Cant Give!
linkedin Help That the So Called Experts Cant Give!
technorati Help That the So Called Experts Cant Give!
twitter Help That the So Called Experts Cant Give!
google buzz Help That the So Called Experts Cant Give!
Posted in 100% Market Value, Negative Equity News | Tagged , , , , , , , , , | Leave a comment

“Housing Market is Worst Ever” Sellers “Stuck For Years”

By Gary | Published: 22 Mar ’11


Will YOU Be Stuck on The Market For Years?

mortgages news Housing Market is Worst Ever Sellers Stuck For Years

No Mortgage Lending Means No Buyers = Your House Stuck on Market For Years?

Mortgage Lending in 2011 down 94% on 2007!

The Council of Mortgage Lenders this week admitted that mortgage lending was at it’s lowest level in a lifetime.

What does this mean for you as a seller? Well, it’s very serious because it means that even fewer buyers have access to mortgages.

No Mortgages Means No Buyers

Fewer buyers = lower demand = lower prices for those who are lucky. For sellers who are unlucky, it could mean the prospect of staying in their homes with them for sale for years, without any prospect of a buyer.

Worst hit seem to be nice new modern properties on developments where there are a lot of similar properties. Buyers can then easily compare your home with the two or three other properties for sale, and if they’re cheaper, that’s what they will buy.

I Can’t Wait For Years I Need to Sell NOW!

It doesn’t mean that when the others are sold yours must sell too, because if another similar property comes up for sale then you can find yourself back to square one, waiting for your neighbours to give their home away at a bargain price you can’t afford to sell for.

If you need to sell fast and for your price, then I can probably help.

Why not join the many happy sellers who got exactly what they needed when selling their home to me?

Fill in the short form here or call my 24 hour info line 01462 889316

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Housing Market is Worst Ever Sellers Stuck For Years
reddit Housing Market is Worst Ever Sellers Stuck For Years
stumbleupon Housing Market is Worst Ever Sellers Stuck For Years
yahoo buzz Housing Market is Worst Ever Sellers Stuck For Years
dzone Housing Market is Worst Ever Sellers Stuck For Years
facebook Housing Market is Worst Ever Sellers Stuck For Years
delicious Housing Market is Worst Ever Sellers Stuck For Years
dotnetkicks Housing Market is Worst Ever Sellers Stuck For Years
dotnetshoutout Housing Market is Worst Ever Sellers Stuck For Years
linkedin Housing Market is Worst Ever Sellers Stuck For Years
technorati Housing Market is Worst Ever Sellers Stuck For Years
twitter Housing Market is Worst Ever Sellers Stuck For Years
google buzz Housing Market is Worst Ever Sellers Stuck For Years
Posted in 100% Market Value, Negative Equity, Property Market News, remortgage, Sack Your Estate Agent | Tagged , , , , , , , , , , , , , | Leave a comment

40% of Houses Will Fail to Sell at All This Year!

By Gary | Published: 14 Mar ’11

nosale 40% of Houses Will Fail to Sell at All This Year!

Are You in the 40% of Owners Struggling to Sell This Year?

That means four out of ten sellers can forget the idea of selling and moving home in 2011.

Where does this comment come from? From the Estate Agents’ own website where they all get together and moan about each other. Property expert Peter Hendry published a piece on their website last week to aks agents to stop overvaluing sellers’ houses.

That’s right, that is routinely what most estate agents do, especially those from national firms who are under pressure to increase the commissions coming into their offices by over valuing your home.

How does Estate Agents overvaluing my Home affect me?

If you had agents to value your home and one of them is convincing that your home is worth more, the chances are you are likely to give your listing to the that agent, rather than the one who is more realistic. If that happens and the agent has overpriced your home then your home will sit on the market for months, if not years.

This is bad for you because you won’t be able to sell and you’ll sit by and watch your neighbours’ homes fly off the shelf as buyers get their pick of the crop.

It doesn’t help the agent either because high price = no sale and no sale = no commission!

The fact is that if you are realistic about your pricing then your chances of selling are massively increased. Be a smart seller!

If you’ve been trying to sell for some time or you just need the price you want fill in the form below and let’s see what we can do together…

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg 40% of Houses Will Fail to Sell at All This Year!
reddit 40% of Houses Will Fail to Sell at All This Year!
stumbleupon 40% of Houses Will Fail to Sell at All This Year!
yahoo buzz 40% of Houses Will Fail to Sell at All This Year!
dzone 40% of Houses Will Fail to Sell at All This Year!
facebook 40% of Houses Will Fail to Sell at All This Year!
delicious 40% of Houses Will Fail to Sell at All This Year!
dotnetkicks 40% of Houses Will Fail to Sell at All This Year!
dotnetshoutout 40% of Houses Will Fail to Sell at All This Year!
linkedin 40% of Houses Will Fail to Sell at All This Year!
technorati 40% of Houses Will Fail to Sell at All This Year!
twitter 40% of Houses Will Fail to Sell at All This Year!
google buzz 40% of Houses Will Fail to Sell at All This Year!
Posted in 100% Market Value, companies that buy houses, Estate Agents Fees, low equity, Property Market News, Sack Your Estate Agent | Tagged , , , , , , , | Leave a comment

Mortgage Lending Down 29% in January 2011

By Gary | Published: 11 Mar ’11

when will interest rates go up Mortgage Lending Down 29% in January 2011This is the worst possible news if you’re trying to sell your home today.

How does it affect you as a seller?

If mortgage lenders are not lending – either people have lost faith in property and are not making applications or lenders have stopped lending to all but gilt edged borrowers, then who has the cash to buy your home? Very, very few people can afford to buy your house without a mortgage.

The Telegraph quoted “There was also a steep drop in the number of first-time buyers getting on to the property ladder during January, with just 10,500 people buying their first home, 28pc less than in December and also the lowest figure since February 2009.”

No First Time Buyers, means no one moving up the ladder, no one able to buy your home. It’s a scary thought.

If you need to sell and want to get the price you need fill in the form below. You could be like many other sellers I’ve helped by buying their homes despite the worst market in living memory!

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Mortgage Lending Down 29% in January 2011
reddit Mortgage Lending Down 29% in January 2011
stumbleupon Mortgage Lending Down 29% in January 2011
yahoo buzz Mortgage Lending Down 29% in January 2011
dzone Mortgage Lending Down 29% in January 2011
facebook Mortgage Lending Down 29% in January 2011
delicious Mortgage Lending Down 29% in January 2011
dotnetkicks Mortgage Lending Down 29% in January 2011
dotnetshoutout Mortgage Lending Down 29% in January 2011
linkedin Mortgage Lending Down 29% in January 2011
technorati Mortgage Lending Down 29% in January 2011
twitter Mortgage Lending Down 29% in January 2011
google buzz Mortgage Lending Down 29% in January 2011
Posted in 100% Market Value, cash property buyers, companies that buy houses, Negative Equity | Tagged , , , , , , , | Leave a comment

Pamela B. Sold Her House in 30 mins. Watch Here.

By Gary | Published: 9 Mar ’11

Pamela was in arrears with her mortgage company and they were calling her night and day. Tenants had trashed the house and her letting agents had been ripping her off. She was struggling to keep her own roof over her and her childrens’ heads. The she called my colleague Ivan and we worked together to quickly solve her problem.

We bought the house fast and with no fuss. Watch Pamela in her own words.

Pamela B.

If you’re in a similar situation get in touch, maybe I can help. You have nothing to lose.

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Pamela B. Sold Her House in 30 mins. Watch Here.
reddit Pamela B. Sold Her House in 30 mins. Watch Here.
stumbleupon Pamela B. Sold Her House in 30 mins. Watch Here.
yahoo buzz Pamela B. Sold Her House in 30 mins. Watch Here.
dzone Pamela B. Sold Her House in 30 mins. Watch Here.
facebook Pamela B. Sold Her House in 30 mins. Watch Here.
delicious Pamela B. Sold Her House in 30 mins. Watch Here.
dotnetkicks Pamela B. Sold Her House in 30 mins. Watch Here.
dotnetshoutout Pamela B. Sold Her House in 30 mins. Watch Here.
linkedin Pamela B. Sold Her House in 30 mins. Watch Here.
technorati Pamela B. Sold Her House in 30 mins. Watch Here.
twitter Pamela B. Sold Her House in 30 mins. Watch Here.
google buzz Pamela B. Sold Her House in 30 mins. Watch Here.
Posted in cash property buyers, companies that buy houses, low equity, Negative Equity, Negative Equity News, no equity, possession order | Tagged , , , , , , , , , , , , , | Leave a comment

Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc…)

By Gary | Published: 21 Feb ’11


cash property scam Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)Buy my house scams – Cash for houses scam

I get a lot of people searching on Google to see if companies that offer to buy your house fast for cash are a scam or some kind of fix.

Of course, it’s possible that some cash property buyers are not what they seem.

Unfortunately, we now live in a country where looking for scams around every corner is normal, and watching other people get scammed is prime time TV on such programmes as Watchdog.

The reality is that like most things in life you need to look at what’s on offer, see if works out for you as a seller, get your solicitor to make sure the transaction is legally ok  and then make your own mind up.

Companies that buy houses scams

The thing is, you’ll never know unless you actually talk to whoever is offering to buy your house. Personally, I think you can get a feeling for when something or someone is legitimate or not. You probably can too.

And don’t think it’s all one way: Sometimes it’s a seller trying to con the cash house buyers!

When I started in the cash property buying business some years ago I once drove a few hundred miles to Crewe to buy a house from a seller. We’d agreed the price and everything was ready to go, solicitors instructed etc. but when I got to the house the owner was behaving strangely and didn’t want to talk in front of his wife who was in and out of the living room.

It turned out his wife owned the house, and she knew nothing about him trying to sell or me trying to buy. It was only by chance that she was off work and saw me arrive and quite rightly wanted to know what was going on.

That was embarrassing for me as I like to do everything properly. It’s not a mistake I made again. But it goes to show that it’s not just sellers who have to watch out for cash house buyer scams but those on the other side of the fence do too!

I’ve found from experience that these transactions only work when both sides is getting something of value and there has to be a trust built up between the you the seller and the buyer (and vice versa).

Make Your Own Mind Up

The sellers who offer to make me video testimonials wouldn’t dream of doing that unless they were completely happy with their fast house sale transaction.

If you need to sell your property fast and are perhaps in low or negative equity then you need to decide for yourself. If the traditional route of selling via an estate agent is not working out then you have nothing to lose when it comes to selling direct to an investor, as long as you get what you need, and you’re happy that the buyer is someone you want to work with.

100% market value – too good to be true?

There’s an old saying that if something is too good to be true then it usually is. But for that to be true you also need to understand what the value your buyer places on your property.

I always explain what my plans are for a house or flat after I buy it, and once I do that sellers understand how I am able to pay more for houses and flats than other investors.

Call me on 01462 889316 or fill in the short form below

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
reddit Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
stumbleupon Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
yahoo buzz Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
dzone Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
facebook Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
delicious Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
dotnetkicks Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
dotnetshoutout Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
linkedin Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
technorati Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
twitter Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
google buzz Buy My House Scams Cash Buyer Scams Too Good to Be True (Etc...)
Posted in 100% Market Value, low equity, Negative Equity, Negative Equity News, no equity | Tagged , , , , , , , , , , , | Leave a comment

When Will Interest Rates Go Up in the UK?

By Gary | Published: 11 Feb ’11

when will interest rates go up When Will Interest Rates Go Up in the UK?Will interest rate rises cause another double dip recession in 2011? You bet!

There is really little doubt that whilst the government’s measures to tackle the huge deficit may be the right thing to do, the effect of that is that we’re all feeling pretty miserable about the present and even the future.

What does the future hold? Interest rate rises are guaranteed at some point, because eventually they must rise. They could go down to zero, but that’s not likely is it?

So what would be the effect of the interest rates rising on you trying to sell your home?

House prices are likely to fall again if Bank of England rates go up.

If the house or flat you’re struggling to sell today got harder to sell how would that make you feel?

More expensive mortgages for buyers will mean more people who’d love to buy your home staying put or continuing renting until ‘things get better’. It will mean those buyers with cash putting the squeeze on sellers for huge discounts.

If you’re not able to sell for less, what happens when your neighbours are?

That means your home on the market for months and maybe years.

When I was a kid I remember my family trying to sell our house in the 1974 recession. I was very young but I remember that it took nearly two years to find a buyer at any price!

The property market today is much worse than it was in the 70s or in the last recession under John Major.

As a professional property investor the economy affects me too. But, unlike many other buyers I take into consideration not merely the price that you need, but what it is that you’re trying to achieve by selling your home.

Sometimes it’s simply a desire to move house and get some cash to put down on another one.

More often I find that there are other reasons for selling your home – new job, separating partners, school catchment areas, financial worries etc.

With all the sellers I’ve worked with we’ve sat down and looked at their very specific situation and then worked out a solution that works for them. Remember, if it didn’t work for them they’d never have agreed to sell to me!

That’s why you’ll find sellers on my website with smiles on their faces.

Because with a little bit of help selling your home for full market value is not so hard.

If you need someone to help you solve your property problem why not get in touch? Maybe I can help. I don’t charge fees so you have nothing to lose.

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg When Will Interest Rates Go Up in the UK?
reddit When Will Interest Rates Go Up in the UK?
stumbleupon When Will Interest Rates Go Up in the UK?
yahoo buzz When Will Interest Rates Go Up in the UK?
dzone When Will Interest Rates Go Up in the UK?
facebook When Will Interest Rates Go Up in the UK?
delicious When Will Interest Rates Go Up in the UK?
dotnetkicks When Will Interest Rates Go Up in the UK?
dotnetshoutout When Will Interest Rates Go Up in the UK?
linkedin When Will Interest Rates Go Up in the UK?
technorati When Will Interest Rates Go Up in the UK?
twitter When Will Interest Rates Go Up in the UK?
google buzz When Will Interest Rates Go Up in the UK?
Posted in 100% Market Value, Negative Equity, Property Market News, Sack Your Estate Agent | Tagged , , , , , , , | Leave a comment

Donna & Steve W, Sold Their House FAST. Watch Video

By Gary | Published: 22 Nov ’10

Donna & Steve W from near Loughborough contacted me because they were struggling to sell their home and really struggling to keep paying the bills.

They were pretty close to losing their home, but by acting in time there was a happy ending. They sold the house (for market value!), moved on and are now £100′s better off each month. Do you think they sold with their estate agents? Nope.

Instead of me telling watch the video here with Donna in her own words.

(Remember: If you are in a similar position fill in the form at the bottom of the page and I’ll contact you as soon as I can).

Help I Need to Sell My House! Fill in your details here and let’s see if you can end up with your problem solved like Donna & Steve!

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Donna & Steve W, Sold Their House FAST. Watch Video
reddit Donna & Steve W, Sold Their House FAST. Watch Video
stumbleupon Donna & Steve W, Sold Their House FAST. Watch Video
yahoo buzz Donna & Steve W, Sold Their House FAST. Watch Video
dzone Donna & Steve W, Sold Their House FAST. Watch Video
facebook Donna & Steve W, Sold Their House FAST. Watch Video
delicious Donna & Steve W, Sold Their House FAST. Watch Video
dotnetkicks Donna & Steve W, Sold Their House FAST. Watch Video
dotnetshoutout Donna & Steve W, Sold Their House FAST. Watch Video
linkedin Donna & Steve W, Sold Their House FAST. Watch Video
technorati Donna & Steve W, Sold Their House FAST. Watch Video
twitter Donna & Steve W, Sold Their House FAST. Watch Video
google buzz Donna & Steve W, Sold Their House FAST. Watch Video
Posted in 100% Market Value, low equity, Negative Equity | Tagged , , , , , , , , , , , , , , , , | Leave a comment

3 Million Struggling to Pay Mortgage

By Gary | Published: 11 Nov ’10

CannoSellHouse 300x234 3 Million Struggling to Pay Mortgage

Are You Struggling To Pay Your Mortgage?

According to a report in today’s Guardian, 3 million Britons are struggling to pay their mortgage payments each month. This is despite the lowest Bank of England interest rates in living memory.

Many homeowners are still on mortgages that they fixed back at the beginning of the recession. Yesterday I spoke to a seller in Manchester and she and her husband are paying £1600 a month on a £180,000 mortgage and are stuck with this payment for another 2 years.

Although repossession rates are down on what was expected (and I’ve been receiving a lot less calls from sellers facing reposession) it’s obvious that many people are struggling to cope.

I recently helped a family who were paying £1100 pcm on their mortgage. They needed to move urgently and reduce their monthly outgoings.

I was able to help them to reduce their spend on their home by hundreds of pounds a month and now they are busy paying off the debts that were mounting, but they have got a new sense of freedom, no longer tied to their problem house.

If you are facing a similar problem and just want to talk to me about the possibility of a ‘home rescue package’ just give me a call or fill in the short form below.

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg 3 Million Struggling to Pay Mortgage
reddit 3 Million Struggling to Pay Mortgage
stumbleupon 3 Million Struggling to Pay Mortgage
yahoo buzz 3 Million Struggling to Pay Mortgage
dzone 3 Million Struggling to Pay Mortgage
facebook 3 Million Struggling to Pay Mortgage
delicious 3 Million Struggling to Pay Mortgage
dotnetkicks 3 Million Struggling to Pay Mortgage
dotnetshoutout 3 Million Struggling to Pay Mortgage
linkedin 3 Million Struggling to Pay Mortgage
technorati 3 Million Struggling to Pay Mortgage
twitter 3 Million Struggling to Pay Mortgage
google buzz 3 Million Struggling to Pay Mortgage
Posted in 100% Market Value, cash property buyers, low equity | Leave a comment

Using a Form N244 to Stop a Possession Order

By Gary | Published: 2 Nov ’10


What is a County Court Form N244

If you are facing repossession and you urgently need to ask to Court to hear or read new evidence (for example if you have paid some arrears, or if you have a plan for arrears repayment) then you need to ask the Court for an emergency hearing with the Judge.

This may sound scary but once you are in the position where you have a Possession Order or Bailliffs Warrant for Possession then the Court is the only place you can get these orders, stopped or delayed.

I have attended Courts with many sellers who were facing repossession and in almost all cases the Judge was friendly and sympathetic to the homeowner facing eviction when they could show that they had/were doing all possible to try to avoid the bank having to take their home. No Court wants to allow a lender to take a family home and evict you, but sometimes your own actions mean that the Court has no choice but to side with the lender.

So be smart and use the Court to help you, don’t hide from the situation and you may well be surprised that you can settle with your lender using the Court to help you!

WARNING: Don’t be tempted to agree a repayment plan only with your lender. I’m not saying that lenders will lie to you but in my experience with most lenders the right hand doesn’t know what the left hand is doing, so if you make an agreement on the phone to pay x pounds per month towards your arrears with ‘Mike’ in customer services, next time you call and speak to ‘Mary’ you may well find there is no record of your agreement.

Make all agreements in writing and use the Court to help you force your lender to accept any reasonable offer to repay your arrears.

Repossession orders or Bailiffs Warrants for eviction can be stopped or postponed by using a standard County Court Form N244.

This form is available online free as a PDF file that can be filled in online and then printed, or printed out and filled in later with a pen.

I have provided an example of how to fill in the form here

The Court will charge a fee for accepting your Form N244, but you need to ask yourself is it better to give £50-70 to the Court who have the power to help you stay in your home or that money to your lender who will evict you if your arrears are not paid in full by the possession order date!

Ask at the Court about whether you need to pay the fees if you are on benefits or other state help.

If your lender has been granted a Repossession Order and you want to remain in your home, you must apply to the County Court where the Possession Order was made to get an emergency hearing.

You can do this by filling in a form called an N244

STEP 1: Download the County Court Form N244 Here

STEP 2: Then Download my free guide How to Fill in a Form N244 here

For further information on the repossession process read my Free Guide to Stop Reposesion

If you need to sell your property fast with a friendly service fill in the short form below:

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg Using a Form N244 to Stop a Possession Order
reddit Using a Form N244 to Stop a Possession Order
stumbleupon Using a Form N244 to Stop a Possession Order
yahoo buzz Using a Form N244 to Stop a Possession Order
dzone Using a Form N244 to Stop a Possession Order
facebook Using a Form N244 to Stop a Possession Order
delicious Using a Form N244 to Stop a Possession Order
dotnetkicks Using a Form N244 to Stop a Possession Order
dotnetshoutout Using a Form N244 to Stop a Possession Order
linkedin Using a Form N244 to Stop a Possession Order
technorati Using a Form N244 to Stop a Possession Order
twitter Using a Form N244 to Stop a Possession Order
google buzz Using a Form N244 to Stop a Possession Order
Posted in n244, possession order, Repossession | Tagged , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

I Can’t Sell My House – Not Enough Equity

By Gary | Published: 1 Nov ’10

“I can’t sell my house because I owe my mortgage lender more than my house is worth and every month I’m paying for a house I can’t get rid of. I just want to move on…”

upsidedownhouse I Cant Sell My House Not Enough Equity

Ouch. That’s what a seller told me recently when she called to ask me to help. She was struggling to sell because her neighbours have discounted their homes so much buyers don’t even look at hers!

Every day I get sellers contacting me who can’t sell because they owe more than their home is worth. In some cases these sellers need more than 100% market value in order to clear their debts and move on.

Are you in this position? Feeling stuck because you can’t sell and move on with your life?

I can help you like I’ve helped many other sellers in the last few months.

Fill in the short form below and I’ll contact you to explain how.

Home Rescue Lease Purchase Information
  1. (required)
  2. (required)
  3. (required)
  4. (required)
  5. (required)
  6. (required)
  7. (required)
  8. (required)
  9. (required)
  10. (required)
  12. (required)
  13. (required)
  14. (required)
  15. (required)
  17. (required)
  18. (valid email required)
  19. (required)
 

cforms contact form by delicious:days

digg I Cant Sell My House Not Enough Equity
reddit I Cant Sell My House Not Enough Equity
stumbleupon I Cant Sell My House Not Enough Equity
yahoo buzz I Cant Sell My House Not Enough Equity
dzone I Cant Sell My House Not Enough Equity
facebook I Cant Sell My House Not Enough Equity
delicious I Cant Sell My House Not Enough Equity
dotnetkicks I Cant Sell My House Not Enough Equity
dotnetshoutout I Cant Sell My House Not Enough Equity
linkedin I Cant Sell My House Not Enough Equity
technorati I Cant Sell My House Not Enough Equity
twitter I Cant Sell My House Not Enough Equity
google buzz I Cant Sell My House Not Enough Equity
Posted in 100% Market Value | Tagged , , , , , , , | Comments closed